Attention homeowners: Real estate appraisal services for in Huntington Beach and Orange County

See the top seven reasons why California homeowners call on Ramstar Appraisals:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to reduce their monthly mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of California, when real estate needs to be divided
Determine the true market value of the property in question to settle an estate in Orange county or California


	Do you own a home in or near Huntington Beach? Do you need help deciding the value of your real estate? Contact Ramstar Appraisals.

At Ramstar Appraisals, we understand the special needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a homeowner that probably doesn't see an appraisal on a regular basis, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Ramstar Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Challenging Orange County's assessment of your property

Let's say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Ramstar Appraisals is your #1 weapon when challenging your property tax assessment.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Ramstar Appraisals, we're experienced in helping consumers just like you abolish unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

If your property is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be annoying from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Ramstar Appraisals can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Ramstar Appraisals can help you with that. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.